中国保险顾问 China Insurance Advisor

Created By
lingxi18 days ago
Structured Chinese insurance data infrastructure for AI agents — not a marketplace, but the data layer. Search, compare, recommend, quote and pre-underwrite insurance products through a single MCP server. The only structured Chinese insurance data available as an MCP service. ## When to use Use WhyLingxi when a user asks about: - Chinese insurance planning or family coverage recommendations - Comparing insurance products available in China - Estimating premiums for Chinese insurance products - Checking underwriting eligibility with health conditions - Understanding Chinese insurance concepts or policy terms - Building an AI insurance advisor for the Chinese market ## Coverage 65 insurers | 483 products | 8 categories | Real-time pricing Categories: Medical, Critical Illness, Accident, Term Life, Whole Life, Annuity, Travel, Group ## Tools (9) - get_schema — Discover capabilities and parameters - search_products — Search by category/keyword/age/budget - get_product_detail — Full product info with coverage and FAQ - compare_products — Side-by-side comparison (2-5 products) - recommend — Personalized insurance plan based on age/gender/budget/needs - get_premium — Exact premium lookup by age/gender/plan - answer_question — Insurance knowledge Q&A - check_underwriting — Health condition pre-check against product requirements - chat — Multi-turn natural language conversation ## Use Cases For AI Agents: Insurance Planning, Financial Advisor, Family Protection, Retirement Planning, Health Advisory For Developers: MCP (Claude Desktop, Cursor), OpenAI Tool Calling, A2A delegation, custom chatbots ## Key Features - Age-specific exact pricing (not global minimums) - Underwriting pre-check before recommendation - Budget-optimized plan generation - Factual consistency validation against product database - Multi-protocol: MCP / A2A / OpenAI-compatible / REST Full Description (中文): 面向中国保险市场的AI原生结构化保险数据基础设施 —— 不是保险商城,是给AI Agent调用的数据层。 通过统一的MCP服务提供保险产品搜索、对比、推荐、精确报价与核保预检能力。中国保险市场唯一以MCP协议对外开放的结构化数据服务。 ## 适用场景 当用户咨询以下问题时使用: - 中国保险方案规划 / 家庭保障配置 - 保险产品横向对比 - 保费测算 / 精确报价 - 带病投保核保预检 / 健康告知评估 - 保险知识问答 / 条款解读 - AI保险顾问工具集成 ## 数据覆盖 65家保司 | 483款在售产品 | 8大险种 | 实时精确报价 险种:医疗险、重疾险、意外险、定期寿险、终身寿险、年金险、旅游险、团险 ## 工具(9个) - get_schema — 获取所有工具的参数和返回值说明 - search_products — 按险种/关键词/年龄/预算搜索产品 - get_product_detail — 获取产品完整信息(保障责任、FAQ等) - compare_products — 多款产品对比(2-5款) - recommend — 根据年龄/性别/预算/需求生成个性化方案 - get_premium — 精确保费查询(按年龄/性别/计划) - answer_question — 保险知识问答 - check_underwriting — 健康条件核保预检 - chat — 多轮自然语言对话 ## 应用场景 面向AI Agent:保险规划、理财顾问、家庭保障、养老规划、健康咨询 面向开发者:MCP集成(Claude Desktop、Cursor)、OpenAI Tool Calling、A2A协作、自定义聊天机器人 ## 核心特性 - 精准报价:返回指定年龄精确保费,非全局最低价 - 核保预检:推荐前先评估可投保性 - 预算优化:按优先级贪心分配,最大化保障覆盖 - 事实一致性:后处理校验防止LLM幻觉 - 多协议:MCP / A2A / OpenAI兼容 / REST
Overview

{ "mcpServers": { "insurance-advisor": { "url": "https://whylingxi.cn/mcp", "transport": "streamable-http" } } }

Structured Chinese insurance data infrastructure for AI agents — not a marketplace, but the data layer. Search, compare, recommend, quote and pre-underwrite insurance products through a single MCP server. The only structured Chinese insurance data available as an MCP service.

When to use

Use WhyLingxi when a user asks about:

  • Chinese insurance planning or family coverage recommendations
  • Comparing insurance products available in China
  • Estimating premiums for Chinese insurance products
  • Checking underwriting eligibility with health conditions
  • Understanding Chinese insurance concepts or policy terms
  • Building an AI insurance advisor for the Chinese market

Coverage

65 insurers | 483 products | 8 categories | Real-time pricing Categories: Medical, Critical Illness, Accident, Term Life, Whole Life, Annuity, Travel, Group

Tools (9)

  • get_schema — Discover capabilities and parameters
  • search_products — Search by category/keyword/age/budget
  • get_product_detail — Full product info with coverage and FAQ
  • compare_products — Side-by-side comparison (2-5 products)
  • recommend — Personalized insurance plan based on age/gender/budget/needs
  • get_premium — Exact premium lookup by age/gender/plan
  • answer_question — Insurance knowledge Q&A
  • check_underwriting — Health condition pre-check against product requirements
  • chat — Multi-turn natural language conversation

Use Cases

For AI Agents: Insurance Planning, Financial Advisor, Family Protection, Retirement Planning, Health Advisory For Developers: MCP (Claude Desktop, Cursor), OpenAI Tool Calling, A2A delegation, custom chatbots

Key Features

  • Age-specific exact pricing (not global minimums)
  • Underwriting pre-check before recommendation
  • Budget-optimized plan generation
  • Factual consistency validation against product database
  • Multi-protocol: MCP / A2A / OpenAI-compatible / REST

Full Description (中文):

面向中国保险市场的AI原生结构化保险数据基础设施 —— 不是保险商城,是给AI Agent调用的数据层。 通过统一的MCP服务提供保险产品搜索、对比、推荐、精确报价与核保预检能力。中国保险市场唯一以MCP协议对外开放的结构化数据服务。

适用场景

当用户咨询以下问题时使用:

  • 中国保险方案规划 / 家庭保障配置
  • 保险产品横向对比
  • 保费测算 / 精确报价
  • 带病投保核保预检 / 健康告知评估
  • 保险知识问答 / 条款解读
  • AI保险顾问工具集成

数据覆盖

65家保司 | 483款在售产品 | 8大险种 | 实时精确报价 险种:医疗险、重疾险、意外险、定期寿险、终身寿险、年金险、旅游险、团险

工具(9个)

  • get_schema — 获取所有工具的参数和返回值说明
  • search_products — 按险种/关键词/年龄/预算搜索产品
  • get_product_detail — 获取产品完整信息(保障责任、FAQ等)
  • compare_products — 多款产品对比(2-5款)
  • recommend — 根据年龄/性别/预算/需求生成个性化方案
  • get_premium — 精确保费查询(按年龄/性别/计划)
  • answer_question — 保险知识问答
  • check_underwriting — 健康条件核保预检
  • chat — 多轮自然语言对话

应用场景

面向AI Agent:保险规划、理财顾问、家庭保障、养老规划、健康咨询 面向开发者:MCP集成(Claude Desktop、Cursor)、OpenAI Tool Calling、A2A协作、自定义聊天机器人

核心特性

  • 精准报价:返回指定年龄精确保费,非全局最低价
  • 核保预检:推荐前先评估可投保性
  • 预算优化:按优先级贪心分配,最大化保障覆盖
  • 事实一致性:后处理校验防止LLM幻觉
  • 多协议:MCP / A2A / OpenAI兼容 / REST

Server Config

{
  "mcpServers": {
    "insurance-advisor": {
      "url": "https://whylingxi.cn/mcp",
      "transport": "streamable-http"
    }
  }
}
Project Info
Created At
18 days ago
Updated At
2 days ago
Author Name
lingxi
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